Get The Latest Record Money News
There are a number of ways you can stay up to date with the latest stories from the Daily Record.
You can join the conversation on our for money-saving tips, benefits news, consumer help and advice, plus the latest shopping deals.
Sign up to our Record Money newsletter to get the top stories sent straight to your inbox every Tuesday and Friday – you can sign up here.
You can also follow our Twitter account for regular updates throughout the day.
Put Your Papers In Order
Make sure all your important papers can be found easily. These might include bank and building society statements, mortgage or rental documents, insurance policies, your will, tax and pension details, bills and guarantees.
Consider setting up direct debits or standing orders for your regular bills. This means they’ll be paid automatically from your bank account each month.
Make sure you’re claiming all the benefits you’re entitled to.
In particular, check whether:
- you’re eligible for Personal Independence Payment or Attendance Allowance find out more on our page about benefits for over-65s
- your carer is eligible for Carer’s Allowance
Other benefits you may be eligible for include Income Support, Housing Benefit, Council Tax Reduction and Pension Credit.
Age UK has more about benefits, and how to claim them.
Service Connection For Dementia
To receive disability compensation from the Department of Veterans Affairs, veterans must submit a disability claim that connects the dementia diagnosis with military service. The dementia diagnosis must be service-connected in that the veteran developed dementia while completing military service or the military service worsened an existing condition.
When applying for VA benefits, veterans must have a current dementia diagnosis and describe a specific event or occurrence that caused or exacerbated the condition. The VA refers to this as a medical nexus.
Traumatic brain injury is a common example of a medical nexus. A veteran who suffered a TBI in combat could easily link that incident to a later dementia diagnosis. Veterans with mental health challenges, such as depression or post-traumatic stress disorder, may need to provide more medical evidence to demonstrate how their health condition developed into dementia. Some VA benefits that veterans with dementia may be able to receive upon approval of their disability claim include:
- Assisted living care
- Respite care for caregivers
Recommended Reading: Smelling Farts Prevents Cancer
What Is Alzheimers Disease
Alzheimers disease occurs when brain cells, or neurons, become damaged and die, resulting in shrinkage and deterioration of the brain. While the exact cause of Alzheimers is not known, abnormal behavior by brain proteins disrupts the function of neurons, damaging them and breaking with their connections to each other, ultimately resulting in their death. This is a slow process that happens over time, sometimes beginning years before the first signs and symptoms of Alzheimers disease develop.
Alzheimers often starts in the areas of the brain pertaining to memory. Memory loss is typically among the first symptoms of Alzheimers, specifically the loss of newer memories such as recent conversations or events. Neuron loss then begins to affect other, deeper, parts of the brain. This results in the loss of other cognitive abilities. The deterioration of the brain caused by Alzheimers is irreversible and can result not only in loss of memory, but also in loss of thinking, reasoning, and social skills, personality changes, and even physical impairment.
It is important to note that while the majority of cases of Alzheimers disease occur in people over the age of 65, early-onset Alzheimers can occur in people in their 30s, 40s, or 50s. It typically progresses in the same manner as late-onset Alzheimers. Early-onset Alzheimers is heavily due to genetics, while later onset Alzheimers may be a combination of age, environment, and lifestyle habits in addition to genetics.
What Benefits Can I Claim If I Have Dementia
If you have dementia, you can claim several benefits under the numerous government schemes, such as Attendance allowance, Personal independence payment, disability living allowance etc. besides these, you can get upto a 100% council tax discount depending upon whether you are living alone, or with one or more adults.
You May Like: Bobby Knight Health
Symptoms Of Alzheimers Disease
Memory loss is a trademark symptom of Alzheimers disease. Early symptoms may include difficulty in with ones short-term memory. As the disease progresses it begins to result in the loss of older memories, as well as the loss of long-held skills and knowledge. Personality and physical changes will also occur.
Other symptoms include:
- Repetition of statements or questions
- Forgetting recent events and not remembering them later
- Frequently misplace possessions or placing them in illogical locations
- Forgetting the names of friends and family, as well as everyday objects
- Trouble verbalizing thoughts and taking part in conversations
- Difficulty multitasking and unable to concentrate
- Losing the ability to work with numbers or abstract concepts
- Getting lost in familiar areas
- Unable perform familiar tasks
- Being unable to use long-held skills, such as reading and writing, singing, drawing, or cooking
Changes in the brain can affect your personality, moods, and behaviors. Such symptoms regarding the personality include:
- Depression or apathy
- Seizures and uncontrollable muscle movements
Definition And Symptoms Of Dementia
- Alzheimers disease is the most common type of dementia diagnosis among older adults. The condition develops due to an abnormal buildup of protein and other changes in the brain. Symptoms are often subtle in the early stages but eventually become impossible to ignore.
- Frontotemporal dementia is the rarest type of dementia diagnosis, and it typically occurs in people under 60 years old. People with FTD have abnormal amounts of the TDP-43 and tau proteins.
- Lewy body dementia occurs due to abnormal deposits of alpha-synuclein, also known as Lewy bodies.
- Vascular dementia forms after a TBI or a health condition that causes damage to blood vessels in the brain or interrupts the flow of oxygen and blood into the brain.
The VA considers veterans who have two or more of these types of dementia as having mixed dementia. This video provides a brief description of how dementia develops.
Recommended Reading: Farts And Dementia
Service Connection By Aggravation
Veterans already in the early stages of dementia when they signed up for military service may be able to file a disability claim due to service connection by aggravation. The veteran applying for disability compensation must be able to prove that military service aggravated the progression of dementia and that the progression did not occur due to the normal course of aging. Medical test results and notes from doctor appointments typically provide proof the VA needs to approve disability compensation under this special category. This is an extremely unlikely scenario since early symptoms of dementia dont typically start until much later in life.
Disregard For People Suffering With Dementia
Disregard is a type of tax reduction that is applicable on people living in a property. People who are disregarded means that they are not counted for council tax purposes. For example, if two people are living together and one is disregarded, it will be charged as if the other person lives alone, and they will get a 25% single persons discount on their council tax.
There are different types of disregards based on the reasons for them. Anyone can be disregarded if they are classed as severely mentally impaired. The legal definition of severe mental impairment is broad and can be open to interpretation. It does not depend on someone having a diagnosis of dementia or losing mental capacity.
It applies to anyone who meets all of the following criteria:
- They have a severe impairment of intelligence and social functioning which appears to be permanent.
- They have a certificate confirming this impairment from a registered medical practitioner, usually the persons GP or consultant.
- They are entitled to certain disability benefits .
The disregards to claim council tax exemption for people with dementia are:
Read Also: Did Margaret Thatcher Have Alzheimer’s
Mixed Dementia The Combination Of Vascular Dementia Alzheimers Disease
Mixed Dementias are conditions with more than one cause for the dementia. The combination of Vascular dementia and Alzheimers disease is the most common form of mixed dementia.
The vascular component includes focal ischemic infarcts and subcortical ischemic vascular disease. These may cause major focal neurological deficits such as aphasia, apraxia, or agnosia. Other motor impairments may occur. For example, you could experience paralysis, gait impairment, or Parkinsonian syndrome.
You will know if you have the Alzheimers component because it is characterized by a progressive decline of your cognitive abilities in relation to your previous level of functioning. Mixed dementias are defined by progressive and persistent intellectual decline compromising at least two spheres of cognition. For example, you would need decline in two of the following categories: memory, orientation, language, attention, executive abilities. You may may also have motor and gait impairment, depressive symptoms, sleep trouble, and incontinence.
The Importance Of Doctor And Third Party Statements
When determining your RFC, the SSA will generally place the most weight on your treating doctors’ opinions, your medical history, and any psychological or neuropsychological testing. But the SSA will also consider statements given by third persons such as family members and caretakers. These statements are helpful because they give a glimpse into your ability to interact with others, perform daily activities, and concentrate on activities. These statements should contain detailed information on why you cannot perform any work. It is best to have statements from individuals who have known you for a long period of time and who can provide an opinion as to how your daily functioning has declined over at least a one-year period.
In addition, the SSA is also required to consider any work evaluations and any attempts you have made at performing work. The agency must also review any statements you provide about your own treatment and symptoms.
|Take our disability quiz to help you determine whether you qualify for benefits.|
Recommended Reading: Alzheimer’s Ribbon Color
Symptoms Of Dementia Disability
Often the first sign of dementia is short-term memory loss. The person may have trouble finding words, forget what they were doing, or lose things. Familiar tasks become hard, such as driving, balancing a checkbook, or cooking. They may exhibit poor judgment, confusion, or disorientation.
As time passes, previous symptoms may worsen to the point that the person becomes unable to carry out most daily activities. Severe dementia renders the patient totally dependent on others, and patients often exhibit personality changes, behavioral disorders, delusions, hallucinations and extreme agitation.
We Help Canadians Claim Their Dementia Disability Tax Credit
We have helped thousands of Canadians with dementia and other disabilities apply and qualify for their much-needed tax credits. We will work closely with you while you complete your T2201 form and through the application process to ensure that a compelling case is presented to the CRA.
Many Canadians with dementia have their applications denied because the CRA is not completely convinced that the condition is severe or sufficiently prolonged. Our team can help you submit the most compelling application needed for the tax credit you deserve.
Read Also: Bob Knight Alzheimer’s
What Disabilities Qualify For Council Tax Reduction
Any disability, wherein you have to make or assign some extra space for the purpose of aiding you in that disability, qualifies for a council tax reduction. Besides this, if you are severely mentally impared, for example if you have dementia, Parkinsons etc., then you can claim council tax deduction for SMI.
Council Tax In Ireland
Northern Ireland has a rates system, in place of council tax, which is charged on the value of individual properties. The details regarding discounts and exemption for people with dementia are provided by the Land and Property Services in your local area.
The tax exemption option available for a person with dementia in Northern Ireland is the disabled persons allowance. It gives a 25% discount on rates for homes where a disabled person lives and the property has been adapted to suit their needs.
Read Also: Bobby Knight Dementia
Diagnosis Involves Reviewing The Medical History Of A Patient Over Time And Speaking With Relatives About Behavior Changes
A doctor will most likely order neuropsychological and cognitive tests, brain scans, lab tests and a psychiatric evaluation to confirm diagnosis. Treatment involves treating the cause of dementia, but, unfortunately, only 20% of cases are reversible. Those cases include dementia caused by drug and alcohol abuse, tumors and metabolic disorders, such as a vitamin B12 deficiency. Medications are prescribed to improve and manage symptoms such as depression, sleep disturbances, hallucinations and agitation. Occupational therapy can help a person manage their environment to make their home safer and prevent accidents.
If you have applied for Social Security benefits and been denied, be persistent. Two thirds of initial claims are denied. Most people currently receiving Social Security Disability Insurance or Long Term Disability benefits have had to appeal their case. If you are considering applying for benefits or appealing your denied application, it is recommended that you seek professional representation with ss disability lawyers. The process of appealing can be hard to understand. It makes sense to have someone work alongside you who has been through appeals before, and knows what the Social Security Administration and insurance companies are looking for in an application. The attorneys at Bemis, Roach and Reed have that knowledge and experience. Call today for a free consultation. Call 512-454-4000 and get help NOW.
Who Pays The Council Tax
The legal responsibility of paying the council tax does not rest solely upon one fixed person. The payment and claim for exemption depends upon a property , and nt the number of people living therein. Only one bill is sent per property, regardless of the number of persons living on it.
Joint owners or joint tenants are jointly responsible for council tax. The same applies to married couples, civil partners and people living together as partners.
You May Like: Ribbon Color For Alzheimer’s
Disability Benefits For My Parent With Dementia
Seeing your parents not recognize you is bad enough emotionally getting the disability benefits denied for them takes a lot of financial toll on the family too.
Although dementia patients develop the disability at a later stage in their lives, sometimes the disease can develop in your 50s as well. People with dementia slowly forget things and the worse thing is they dont even remember that they are forgetting things.
Fortunately, patients with dementia who have learning, memory, concentration, or language problems can be granted the benefits if they meet the medical requirements in the Social Security Blue Book of medical eligibility requirements.
Dementia often affects a persons integral mental functioning, including problems in taking care of oneself, memory loss, impaired judgment, language skills and more. The most common causes of dementia are Alzheimers, head injury or a brain hemorrhage. Most of these symptoms last longer than a year and even get worse since it is a progressive and irrevocable disease.
How to know if you qualify for disability on dementia
The Social Security Administration will analyze your disability application through a thorough check of your medical records, physician statements and any other documental evidence you submitted with the application. If your symptoms meet the official list of disability impairments in the SSAs Blue Book of impairments then you would be eligible to receive the benefits.
Disability Ratings For Dementia
VA rates monthly disability compensation as 0, 10, 30, 50, 70, or 100%, depending on the severity of your condition and how much your condition interferes with your ability to function on your own. Because some veterans with dementia may not be able to function on their own, VA also provides support in the form of home-based primary care, homemaker and home health aides, respite care, adult day health care, outpatient clinic services, inpatient hospital services, nursing home services, and hospice care.
VA recognizes a strong link between dementia and related conditions like TBIs and Agent Orange exposure, though research is ongoing. It has not yet been added to the Agent Orange Presumptive List, though if you are diagnosed with some type of dementia within 15 years of a service-related TBI, VA will presume a service connection.
TBIs have a number of co-morbidities, and improvements in diagnostics and awareness have led VA and the Department of Defense to increase its attention on TBIs and their effects, given how prevalent TBIs are in veterans. Nearly 414,000 TBIs were reported in U.S. service members between 2000 and 2019. Studies have also shown that veterans exposed to Agent Orange were twice as likely to develop dementia, too, after taking all variables into account.
Recommended Reading: Senility Vs Dementia
Dementia Is One Of The Major Causes Of Disability Worldwide Affecting Not Only The Individual But Their Families Friends And Caregivers
Though dementia primarily affects older adults, it is not part of the normal aging process and early onset of the disease can begin when a person is in their 30s, 40s or 50s. The World Health Organization estimates that approximately 50 million people have dementia with 10 million new cases each year.
If You Have Some Form Of Dementia It Is Likely You Have Poor Memory And Attention Skills And Are Unable To Perform Any Type Of Work
The Social Security Administration recognizes dementia as an impairment in two different sections of its Blue Book. Section 12. Mental Disorders evaluates dementia of the Alzheimer type, vascular dementia, and dementia due to a metabolic disease. Section 11. Neurological Disorders evaluates cases of early onset Alzheimers disease .